{"id":2648,"date":"2026-09-07T10:00:39","date_gmt":"2026-09-07T08:00:39","guid":{"rendered":"https:\/\/capybarahomes.com\/?p=2648"},"modified":"2026-10-17T07:59:10","modified_gmt":"2026-10-17T05:59:10","slug":"this-shirt-in-practice","status":"publish","type":"post","link":"https:\/\/capybarahomes.com\/en\/e-ing-a-gyakorlatban\/","title":{"rendered":"Buying a Home in the Future: What Does e-ING Mean in Practice?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2648\" class=\"elementor elementor-2648\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b2c654 e-flex e-con-boxed e-con e-parent\" data-id=\"3b2c654\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-656486f elementor-widget elementor-widget-html\" data-id=\"656486f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- Capybara Homes blog | PISZKOZAT \u2013 Vili j\u00f3v\u00e1hagy\u00e1s\u00e1ig nem publik\u00e1lhat\u00f3 -->\n<!-- Bejegyz\u00e9s c\u00edme (a WordPress c\u00edm mez\u0151be): A j\u00f6v\u0151 lak\u00e1sv\u00e1s\u00e1rl\u00e1sa: Mit jelent az e-ING a gyakorlatban? -->\n<style>\n.cbh-post{--cbh-ink:#2a2c35;--cbh-navy:#1f2130;--cbh-gold:#c8894a;--cbh-gold-soft:#f6ede3;\n  max-width:760px;margin:0 auto;padding:8px 0 24px;color:var(--cbh-ink);\n  font-size:17.5px;line-height:1.8;text-align:justify;text-justify:inter-word;\n  -webkit-hyphens:auto;hyphens:auto;hyphenate-limit-chars:7 3 3;word-break:normal;overflow-wrap:break-word}\n.cbh-post .cbh-p{margin:0 0 1.2em;text-align:justify}\n.cbh-post .cbh-lead{font-size:1.14em;line-height:1.75;color:var(--cbh-navy);\n  background:var(--cbh-gold-soft);border-left:4px solid var(--cbh-gold);\n  padding:22px 26px;margin:0 0 2em;border-radius:0 6px 6px 0}\n.cbh-post .cbh-h2{position:relative;color:var(--cbh-navy);font-size:1.5em;line-height:1.3;\n  font-weight:700;text-align:left;-webkit-hyphens:manual;hyphens:manual;\n  margin:2.1em 0 .75em;padding-top:18px}\n.cbh-post .cbh-h2::before{content:\"\";position:absolute;top:0;left:0;width:56px;height:3px;\n  background:var(--cbh-gold);border-radius:2px}\n.cbh-post .cbh-end{display:flex;align-items:center;gap:14px;margin:2.6em 0 0}\n.cbh-post .cbh-end::before,.cbh-post .cbh-end::after{content:\"\";flex:1;height:1px;background:#e4d6c6}\n.cbh-post .cbh-end span{width:9px;height:9px;background:var(--cbh-gold);transform:rotate(45deg)}\n@media (max-width:600px){\n  .cbh-post,.cbh-post .cbh-p{font-size:16.5px;line-height:1.75;text-align:left}\n  .cbh-post .cbh-lead{padding:18px 18px;font-size:1.08em}\n  .cbh-post .cbh-h2{font-size:1.32em}\n}\n<\/style>\n<article class=\"cbh-post\" lang=\"hu\">\n  <p class=\"cbh-p cbh-lead\">It is difficult to precisely define the scope of this issue because, based on the feedback received, attorneys are not yet familiar with the e-ING system and do not use it. Consequently, they do not yet have practical experience with either the creation of electronic documents or automated decision-making.<\/p>\n  <p class=\"cbh-p\">Several lawyers have stated that, so far, they have had only negative experiences with e-ING and have nothing positive or commendable to say about it. They consider it one of the most dreadful developments of the past decades in every respect. Despite this, they made an effort to phrase their responses in a civilized and positive manner.<\/p>\n  <p class=\"cbh-p\">Their most important practical insight regarding e-ING at this time is that it cannot yet be described as a fully operational system.<\/p>\n  <p class=\"cbh-p\">The legal framework\u2014that is, the new Inytv.\u2014is fundamentally based on electronic operations; however, on the attorneys\u2019 side, the front-office interface still lacks full functionality and a unified electronic workflow. In practice, this means that lawyers are currently working within a transitional system. They are already required to apply the new real estate registration rules, yet the technical execution of the procedure continues to follow the logic of the previous, paper-based system or is carried out through the e-Pap\u00edr interface. For this reason, their experience so far has not been that e-ING has made lawyers\u2019 work significantly simpler or faster.<\/p>\n  <p class=\"cbh-p\">At present, e-Pap\u00edr essentially functions more as an electronic \u201emailbox\u201d than as a true, integrated platform for real estate registry administration. This is because the actual signing of contracts and preparation of documents take place in exactly the same way as with traditional paper-based submissions.<\/p>\n  <p class=\"cbh-p\">In the case of a sales contract, for example, the parties still sign the contract on paper in the presence of a lawyer. The lawyer fills out the form required for the real estate registration application on paper, so in practice, he or she compiles the same set of documents that would previously have been submitted to the land registry office in person or by mail. Afterward, the entire set of documents must be digitized: the contract, the application, and any other required attachments must be scanned. The processing fee must be paid in advance; the payment receipt must be saved; and the electronic documents must then be properly digitally certified. This can be done, for example, by having a lawyer apply an electronic signature to each document or by organizing the documents into an e-file. The complete electronic document package is then submitted via the e-Pap\u00edr platform.<\/p>\n  <p class=\"cbh-p\">In other words, under the current system, digitization does not actually replace the paper-based workflow, but in many cases adds another technical step to it. First, the paper-based documents are created in the same way, and then they must be converted to electronic form and transmitted electronically.<\/p>\n  <p class=\"cbh-p\">The situation is similar with electronic powers of attorney. The new Inytv. is based on the premise that powers of attorney are created using the electronic form available in the e-ING system. However, since the full e-ING interface for attorneys is not currently operational, such powers of attorney cannot be created; instead, paper-based powers of attorney continue to be prepared and used in accordance with the transitional rules.<\/p>\n  <p class=\"cbh-p\">Therefore, the greatest challenge of the transition so far has not been digitization itself, but rather the fact that the legal framework and actual IT operations are currently out of sync with one another.<\/p>\n  <p class=\"cbh-p\">Overall, the current phase of the e-ING rollout can be viewed more as a protracted transition period than as a digital transition that has already been completed. Regulations are already based on the operation of an electronic system, while a significant portion of day-to-day administrative procedures still relies on elements of the previous, paper-based system.<\/p>\n  <p class=\"cbh-p\">In theory, automated decision-making is a step in the right direction. If a case is straightforward\u2014all the data is in order, there are no legal disputes or contradictions, the transaction does not require approval from a third party, and all necessary information is available\u2014then it makes perfect sense that a land registry clerk should not necessarily have to review the entire case. However, a very important question here is the quality of the data entered into the system.<\/p>\n  <p class=\"cbh-p\">An automated system operates based on the information it is given. For example, if someone enters data in the wrong field, specifies the wrong ownership share, or if the information on the form does not match the content of the document, the system may function without any technical errors, yet still produce an incorrect result.<\/p>\n  <p class=\"cbh-p\">Therefore, automation does not eliminate errors, but rather transforms them to some extent.<\/p>\n  <p class=\"cbh-p\">In the paper-based system, the main concern was whether the document was properly drafted, whether all the information was correct, and whether it was signed appropriately. In a digital system, another consideration is whether the data was entered correctly into the electronic fields.<\/p>\n  <p class=\"cbh-p\">This is important from a legal perspective because liability also extends to the verification of data entry.<\/p>\n  <p class=\"cbh-p\">At the same time, it is an important safeguard that decisions made automatically can, in certain cases, be reviewed through a full proceeding.<\/p>\n  <p class=\"cbh-p\">There is a fairly common misconception regarding automated decision-making. Many people believe that once e-ING is fully operational, in a real estate transaction, for example, the lawyer will submit the application, the system will automatically verify the contract, and within a few minutes, the buyer\u2019s title will be registered. However, the regulations are much more restrictive than that.<\/p>\n  <p class=\"cbh-p\">The Inytv. merely states that automated decision-making is permitted in the cases specified in the implementing regulation. The detailed rules are set forth in Government Decree No. 179\/2023 (May 15).<\/p>\n  <p class=\"cbh-p\">There are certain cases that are particularly well-suited for automated adjudication. These include, for example, the cancellation of certain enforcement rights, the cancellation of a mortgage registered by the tax authority, as well as certain mortgage rights held by credit institutions, independent liens, and the cancellation of prohibitions on alienation and encumbrance securing them. These are typically changes that require relatively little discretion and where the system can automatically verify multiple conditions.<\/p>\n  <p class=\"cbh-p\">Registration of ownership based on a sale and purchase agreement is suitable for this purpose only in a much more limited range of cases.<\/p>\n  <p class=\"cbh-p\">In principle, the law also allows for the automatic registration of a change in ownership, but only if several conditions are met simultaneously. One of the most important conditions is that the transfer must cover the entire property (i.e., a 1\/1 ownership share), and there must be no registered rights or facts listed in Part III of the property\u2019s title deed.<\/p>\n  <p class=\"cbh-p\">This alone significantly narrows the scope of transactions that can be handled automatically. For example, if only a share of ownership is sold or gifted, or if there is an encumbrance or other registered right listed in Part III of the property\u2019s title, then this condition is no longer met.<\/p>\n  <p class=\"cbh-p\">In addition, the law specifies further grounds for exclusion. For example, automated decision-making may not take place if any of the foreign individuals involved is a minor or under guardianship, nor in certain cases where one of the parties is not listed in the domestic registries from which the system could automatically verify the data. Automated decision-making is also excluded for several types of specialized real estate, such as when registering certain rights to land used for agricultural or forestry purposes, or when there is a change in ownership of real estate owned by the state or a municipality.<\/p>\n  <p class=\"cbh-p\">In addition, the regulation excludes entire categories of cases. For example, it is not possible to automatically rule on the establishment of a condominium, changes resulting from amendments to the condominium\u2019s articles of incorporation, the dissolution of a condominium, or a change in priority.<\/p>\n  <p class=\"cbh-p\">To be more precise, one could say that certain very simple, standardizable changes in ownership may be suitable for automated decision-making, but for this to be the case, the matter must meet strict criteria.<\/p>\n  <p class=\"cbh-p\">And there is another very important difference compared to traditional land registry procedures: in automated decision-making, the system does not \u201eread\u201d and interpret the entire sales contract the way a clerk would. The implementing regulation explicitly specifies which documents the system may examine during automated decision-making. These are essentially the following electronic documents: for example, the electronic application, the electronic power of attorney, and the registration permit generated by the system.<\/p>\n  <p class=\"cbh-p\">Furthermore, in an automated process, only a favorable decision can be made. If the case does not meet the criteria for automated decision-making, it does not mean that the computer automatically \u201erejects\u201d the sale; rather, the case cannot be adjudicated within this automated decision-making process.<\/p>\n  <p class=\"cbh-p\">From a lawyer's perspective, electronic client identification can clearly be useful.<\/p>\n  <p class=\"cbh-p\">There are many clients who live abroad, in another city, or who simply find it difficult to visit the law firm in person. If identity verification can be conducted electronically with adequate security measures in place, this would be a significant convenience for both the client and the attorney. From this perspective, D\u00c1P could be a step in the right direction.<\/p>\n  <p class=\"cbh-p\">What is important, however, is that we must distinguish between the D\u00c1P system itself using biometric identification and the attorney handling biometric data. From the lawyer\u2019s perspective, what matters most is the result of the identification, not whether they build their own biometric database or store such data. From a data protection standpoint, one of the most important issues is purpose limitation.<\/p>\n  <p class=\"cbh-p\">The fact that an electronic system technically provides access to certain data does not mean that a lawyer can retrieve that data without restriction. The question must always be whether that data is actually necessary for handling the case in question. From this perspective, digitization does not reduce data protection responsibilities; rather, it makes them even more important. The more systems are interconnected, the more easily accessible the data becomes, and the more carefully we must manage who uses it, when, and for what purpose.<\/p>\n  <p class=\"cbh-p\">A thorough and well-prepared real estate agent can be of great assistance to a lawyer by gathering the data necessary for the transaction in an organized manner in advance. In a real estate sale, for example, there is a great deal of basic information that the real estate agent already knows. This includes the property\u2019s address, parcel number, the owners\u2019 personal information, the purchase price, the amount of the earnest money deposit, the payment schedule, the method of financing, bank account information, the date of transfer of possession, or other essential contractual terms that either party considers important.<\/p>\n  <p class=\"cbh-p\">It would be most helpful for attorneys if they didn\u2019t have to piece this information together from separate emails, WhatsApp and Viber messages, photos, and phone calls, but instead had a unified data sheet or digital platform that collects all this information.<\/p>\n  <p class=\"cbh-p\">The real estate agent would enter the basic data into this system, and the attorney would review and assess it from a legal perspective. The real estate agent could be responsible for collecting, organizing, and preparing the data. It would be useful to develop a shared digital platform that connects the real estate agent and the lawyer. The real estate agent would upload the basic details of the transaction and the available documents. These would then be transferred to the lawyer\u2019s platform. The lawyer would verify the data\u2014for example, by cross-checking it against the title deed and personal identification documents\u2014and determine what additional legal issues need to be resolved.<\/p>\n  <p class=\"cbh-p\">The approved data could then be used directly to draft the purchase agreement and fill out the e-ING electronic forms.<\/p>\n  <p class=\"cbh-p\">This would be useful because, at present, the same data is often entered manually three or four times. First, the real estate agent enters it; then the lawyer does; it\u2019s included in the sales contract; and finally, it has to be re-entered into the land registry or electronic system. Every additional data entry creates another opportunity for error.<\/p>\n  <p class=\"cbh-p\">So it would be a great relief if we didn't have to keep retyping data that had already been entered correctly.<\/p>\n  <p class=\"cbh-p\">For now, there are far more practical observations regarding the operation of the transitional system than about the full e-ING system itself. The new legal framework has already taken effect, yet a significant portion of lawyers\u2019 work remains paper-based. This in itself poses a challenge, as one must simultaneously understand and apply both the new rules and the transitional provisions that govern current operations.<\/p>\n  <p class=\"cbh-p\">At the same time, the transition has not only posed a serious challenge for attorneys but has also placed a significant additional burden on land registries. In practice, this is primarily reflected in a significant increase in processing times. Experience shows that rural land registries have now largely caught up from the initial backlog caused by the transition, but the situation in the capital is quite different. The caseload of the Budapest Land Registry Office is orders of magnitude greater than that of a smaller rural office, which is why the transition to the new back-office system has caused much more serious operational difficulties.<\/p>\n  <p class=\"cbh-p\">In the capital, the effects of the transition are still strongly felt even about a year after the back-office system was implemented. In addition to the extremely heavy caseload, progress in clearing the backlog of cases is slow, so processing times of up to 6\u20138 months can currently be expected for certain cases. This is a particularly significant change compared to the period prior to the introduction of e-ING, when, in practice, a real estate registration procedure was often completed in about 30\u201340 days. Regardless of this, the statutory processing deadline remains 60 days.<\/p>\n  <p class=\"cbh-p\">Experience to date shows that the transition to e-ING has not sped up administrative processes in the short term; on the contrary, it has significantly slowed them down, particularly in the capital. Of course, this does not necessarily mean that the system itself will be slower in the long term; rather, it shows that an organizational and IT transition of this magnitude places an extremely heavy burden on land registry offices, especially in areas where the caseload is already very high.<\/p>\n  <p class=\"cbh-p\">Even if e-ING is successfully implemented in its entirety, that alone will not solve every problem. Such an electronic system requires not only significant development prior to implementation, but also ongoing operation, maintenance, updates, and technical support afterward. This requires adequate IT infrastructure, specialists, and funding, even in the long term.<\/p>\n  <p class=\"cbh-p\">In this regard, several attorneys have expressed reservations, as they have observed that technical problems continue to occur regularly\u2014even years after implementation\u2014in other electronic judicial systems. A good example of this is electronic communication with the courts. Although pleadings in civil and criminal proceedings have been filed electronically for years, yet even today, the system sometimes slows down, takes a long time to load, the connection is interrupted, or the user is simply logged out, making it necessary to try multiple times before a filing can be successfully submitted.<\/p>\n  <p class=\"cbh-p\">In practice, this also changes how a lawyer should approach a deadline. For example, if there are 15 days to file a brief, it is no longer necessarily prudent to wait until the 15th day to try to file it, even though it could still be filed properly and validly on the 15th day. Therefore, it\u2019s better to plan on trying to file a day or two earlier, because there\u2019s a possibility of a technical issue causing the system to malfunction. And this technical issue does not arise on the lawyer\u2019s end.<\/p>\n  <p class=\"cbh-p\">The previous paper-based procedure was more predictable in this regard. If, on the last day of the deadline, the attorney went to the post office and mailed the filing, then he or she had completed the procedural step on time and did not have to worry that, due to some IT error beyond his or her control, the document would not be submitted on time.<\/p>\n  <p class=\"cbh-p\">The long-term success of e-ING depends not only on its initial technical launch, but also on its subsequent stable, fast, and predictable operation. This will require ongoing maintenance, development, an adequate number of specialists, and financial resources. The mere implementation of the system cannot yet be considered a definitive success. The real question will be how reliable it is in a few years, how well it can handle a heavy caseload, and to what extent lawyers will actually be able to rely on it in their day-to-day work.<\/p>\n  <div class=\"cbh-end\" aria-hidden=\"true\"><span><\/span><\/div>\n<\/article>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>A k\u00e9rd\u00e9sk\u00f6r pontos lehat\u00e1rol\u00e1s\u00e1t megnehez\u00edti, hogy a visszajelz\u00e9sek alapj\u00e1n az \u00fcgyv\u00e9dek m\u00e9g nem ismerik \u00e9s nem haszn\u00e1lj\u00e1k az e-ING rendszert. Ebb\u0151l ad\u00f3d\u00f3an sem az elektronikus okiratok l\u00e9trehoz\u00e1s\u00e1ban, sem az automatikus d\u00f6nt\u00e9shozatalban nem rendelkeznek m\u00e9g gyakorlati tapasztalattal. T\u00f6bb \u00fcgyv\u00e9d is megfogalmazta, hogy eddig csak negat\u00edv tapasztalatai vannak az e-ING kapcs\u00e1n \u00e9s semmi j\u00f3t \u00e9s \u00e9rt\u00e9kelhet\u0151t nem [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":2644,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[24],"tags":[],"class_list":["post-2648","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.7 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>e-ING a gyakorlatban: mit jelent a lak\u00e1sv\u00e1s\u00e1rl\u00e1sn\u00e1l?<\/title>\n<meta name=\"description\" content=\"Mit jelent az e-ING a lak\u00e1sv\u00e1s\u00e1rl\u00e1sn\u00e1l? \u00dcgyv\u00e9di tapasztalatok az \u00e1tmeneti rendszerr\u0151l, az automatikus d\u00f6nt\u00e9shozatalr\u00f3l \u00e9s a f\u00f6ldhivatali hat\u00e1rid\u0151kr\u0151l.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/capybarahomes.com\/en\/this-shirt-in-practice\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A j\u00f6v\u0151 lak\u00e1sv\u00e1s\u00e1rl\u00e1sa: Mit jelent az e-ING a gyakorlatban?\" \/>\n<meta property=\"og:description\" content=\"\u00dcgyv\u00e9di tapasztalatok az e-ING-r\u0151l: m\u00e9g \u00e1tmeneti rendszer, pap\u00edralap\u00fa munkafolyamatokkal \u00e9s hosszabb \u00fcgyint\u00e9z\u00e9ssel. 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